After being involved in a car wreck, insurance companies begin work trying to lessen their exposure to a claim. Unfortunately, despite the commercials they run on television, insurance companies have no intent on making your life or the claims process easy. No matter the tactics insurance companies use, the goal is to minimize a Plaintiff’s damages (amount they can recover). Unfortunately, many victims who fail to work with qualified personal injury attorneys end up accepting the low offers from insurance companies or giving up on their claims.

As we have substantial experience with personal injury claims, we have heard all sorts of excuses from insurance companies when they are trying to avoid fairly compensating a Plaintiff. Below are four commonly used excuses.

Your Injuries Exist Due To a Pre-Existing Medical Condition

Even if you had a pre-existing medical condition at the time of the wreck, you deserve compensation. Your injuries might have no connection to the injuries you sustained in the collision, they might be different in nature than those sustained, or the collision might have worsened your medical condition.  An experienced attorney can analyze your records and consult with the appropriate medical personnel to differentiate the injuries or determine how the injuries were worsened.

You Delayed Seeking Medical Attention

Just because did not go to the hospital immediately after the collision does not mean you are disqualified from receiving compensation. While it would be best to seek medical attention immediately following the collision, sometimes the circumstances prevent or delay treatment.  There are many reasons that treatment cannot be received immediately following the collision, including caring for loved ones or other passengers. Additionally, some – prior to consulting with an experience attorney – are worried about paying their treatment.  If another party is negligent, your attorney can help you recover for your injuries.

You Showed No Signs of an Injury at the Accident Scene

The lack of obvious signs of an injury at an accident scene does not mean a person is not injured. Or perhaps when asked by first responders a person could say they are fine or not injured only to later experience significant pain.  Some injuries do not manifest immediately following a collision.  Furthermore, after a collision your adrenaline will be running high and your mind will be burdened with various thoughts. Your attorney can help you prove your injury and its extent despite the fact that you thought you were fine at the scene.

You Are Partly at Fault

Trying to shift the blame to the Plaintiff is a common tactic used by insurance companies. After a collision, an insurance company will begin investigating and trying to obtain any evidence they can use against you.  Additionally, they will try to take your statement prior to you retaining an attorney. Working with a qualified personal injury attorney gives you a chance to disprove any false accusations. Additionally, even when found to be partially at-fault for an accident, a skilled attorney can help you receive compensation for other party’s fault.


Our firm understands the repercussions of a serious accident. If you are injured due to another party’s negligence, you should not have to fight the uphill battle for compensation on your own. When you hire Ferrell & Brown, you are hiring a devoted, caring, and aggressive team who will tenaciously fight for you. If you or someone you know was injured in a wreck and wishes to schedule a consultation, please do not hesitate to contact Ferrell & Brown.

Welcome to Ferrell & Brown, PLLC, where senior cases meet seasoned attorneys. Our legal professionals bring decades of experience, offering unparalleled services.




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