Car Wrecks

Secure your claims, rights, and legal safeguards for car wrecks globally.

Car Wrecks

Car wrecks are life-changing experiences. The crash itself is only the beginning of what can be an extremely long process of filing an insurance claim, determining fault, and most importantly, getting the closure one needs to move on with their life. Having to take on both the insurance companies and the law to get what you deserve from your accident can be extremely intimidating. Don’t go through this alone.

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Many victims assume the claims process is straight forward and are misinformed about the process and how it works. Unfortunately, believing common misconceptions about the claims process could put you at a disadvantage and hurt your chances of securing a fair resolution.

Below, are some of the misconceptions many car wreck victims have regarding the claims process. If you were injured in a car wreck, do not risk mistakes due to misconceptions – contact us for a free, no obligation consultation today.


There are no legal guarantees that you will receive compensation after being injured in a car wreck. Even if it seems obvious the other driver is at fault, compensation is not cut and dry. The driver may be uninsured. The insurance company may claim you were partially responsible for the wreck, or that your injuries are not as bad as you say. The insurance company’s main goal is to save money – they may deny your claim or misconstrue your words to assign fault to you and avoid a payout.  Or they could plain and simply try to take advantage of you.


As mentioned above, the insurance company is looking to protect their best interests – not yours. Smaller settlements are in their best interest. Do not assume the insurance company is on your side.  You do not have to accept a settlement offer. It is common that the insurer offers a low initial settlement, which may not provide enough compensation for your damages. You have the right to negotiate and ask for more compensation.


While it is important to call law enforcement after a wreck to have a police report is created, this is not the only piece of evidence needed to prove fault. The officer records the facts in the matter as he or she sees them, but there are many other types of information necessary to build a strong case, such as:

  • Witness testimony
  • Accident photos
  • Accident reconstruction
  • Surveillance videos
  • Weather, road and traffic conditions


Many mistakenly believe that rear-end accidents are always the fault of the rear driver. While this is most often the case, it is not always so. The driver in front could be responsible if a rear-end collision occurs due to his or her negligent actions, such as:

  • Speeding
  • Switching lanes at unsafe distances
  • Unnecessarily slamming their brakes


Many people hear the word “lawyer” and assume an attorney is out of their price range. In actuality, hiring a lawyer in this case is much more affordable than you think.  Car wreck attorneys charge on a contingency fee basis. This means they are not paid upfront. Rather, they are paid by receiving a percentage of the insurance settlement or verdict. This percentage is agreed upon when you hire the attorney, and if you do not receive compensation in your case, he or she does not get paid either.


No matter how straightforward your situation seems, seeking legal representation is in your best interest. An experienced car accident lawyer can guide you through the process of filing an insurance claim, pursuing a fair settlement ,or taking your case to court if necessary to fight for just compensation.

A car wreck lawyer is extremely helpful in valuing a claim, so you are fairly compensated for your losses. Insurance companies do not necessarily offer fair settlements while an attorney would take into account all aspects to determine the right amount of compensation to try to make you whole again.


Our firm understands the repercussions of a serious accident. If you are injured due to another party’s negligence, you should not have to fight the uphill battle for compensation on your own. When you hire Ferrell & Brown, you are hiring a devoted, caring, and aggressive team who will tenaciously fight for you. If you or someone you know was injured in a wreck and wishes to schedule a consultation, please do not hesitate to contact Ferrell & Brown.

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Medical Malpractice

Safeguard your legal interests and claims in medical malpractice worldwide.

Medical Malpractice

You put your trust in the nursing homes, hospitals, doctors, nurses, surgeons, and other medical professionals responsible for the well-being of you and/or your loved ones. Unfortunately, that trust isn’t always rewarded and dire consequences result from the betrayal. In some instances, the actions (or lack thereof) of a healthcare professional may rise to the level of malpractice.

Medical negligence or malpractice is alarmingly common in the United States. In fact, a Johns Hopkins study revealed that medical mistakes kill more than 250,000 Americans every year, making it the third-leading cause of death behind only heart disease and cancer.

If you believe you or someone you love were the victim of medical malpractice, nursing home neglect, or nursing home abuse, contact Ferrell & Brown for your cost-free consultation.

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Employment Practice

Protect your employment practices globally with robust legal safeguards.

Employment Practice

Employment disputes and workplace discrimination happen all too often.  The employer maintains the ability in most case to unilaterally dictate what happens in your employment relationship.  You need a lawyer who will fight to preserve your rights as an employee.

Federal and state laws provide many protections for employees. Commonly, federal and state laws prohibit sexual harassment and discrimination based on protected class of individuals in the workplace. Many states have taken an additional step by providing a legal causes of action for cases involving workers’ compensation discrimination. Victims of employment discrimination or harassment may be eligible for compensation for emotional suffering, lost wages, compensatory damages and/or punitive damages. More recently, the Federal government passed legislation prohibiting closed door arbitration in sexual assault and sexual harassment claims.

Our firm represents clients in a variety of employment law cases, including:

  • Workers’ compensation discrimination
  • Discrimination based on the Civil Rights Act, American Disability Act, state Human Right’s Acts, and other areas of law providing employee protection for protected classes of individuals.  
  • Sexual harassment 
  • Wrongful termination
  • Whistleblower actions
  • Constructive discharge
  • Other employment law matters

If you are the victim of an unlawful employment practice, it’s important to consult with experienced employment discrimination lawyers as soon as possible. Make sure to contact the attorneys at Ferrell & Brown to ensure you receive timely advice and adequate legal representation.

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Insurance Bad Faith

Safeguard your rights against insurance bad faith worldwide.

Insurance Bad Faith

Few events are as stressful as a sudden, unexpected accident. When we get into a workplace injury, a car accident, or suffer property damage to our homes, we spend time, money, and effort trying to resolve them and return to normal.  Often times we have expended money on insurance policies for protection. In these cases, we then rely on our insurance providers to help us out in the process, acting within our best interests to help us receive the benefits we deserve.

But what happens when these insurance providers don’t fulfill their obligations? Sometimes, insurance companies may delay investigations, exercise poor communication, or even outright refuse to pay damages, despite an obligation to do so.

These companies are acting in bad faith, and you are legally protected from these actions.  The company has acted in “Bad Faith” and you can pursue legal remedies. 

What Are Some Examples of Bad Faith Insurance?

Laws regarding bad faith claims vary from state to state, but typically include: 

  • Denial of coverage for seemingly no reason – and despite strong evidence supporting the claim.
  • Paying only partial benefits for a claim.
  • Failure to communicate important information to the claimant, such as policy provisions that provide for coverage or additional benefits.
  • Failure to conduct a prompt, reasonable, thorough, and unbiased claim investigation.
  • Failure to promptly pay a valid claim.
  • Unreasonably or unfairly interpreting or applying the terms of the policy to the claimant’s detriment.
  • Low-balling the claimant – i.e., offering significantly less money than what the claimant is entitled to receive under the policy.
  • Failure to defend a third-party claim.
  • Refusing a reasonable settlement offer from a third party.
  • Misrepresenting pertinent facts to claimants.
  • Failing to adopt reasonable standards for investigations.
  • Not attempting in good faith to facilitate prompt, fair, and equitable settlements of claims.
  • Unnecessarily delaying an investigation or payment of claims.
  • Directly advising claimants not to seek the services of an attorney.

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Camp Lejeune Justice Act

Advocate for justice under the Camp Lejeune Justice Act globally.

Car Wrecks

On August 2, 2022, the US Senate passed the Camp Lejeune Justice Act as part of the PACT Act and the bill has been sent to President Biden’s desk to be signed.

When this bill becomes law, those who served, worked, or lived on the base between August 1, 1953, and December 31, 1987, may be able to file claims for harm against the U.S. Government due to injuries potentially linked to exposure to contaminated drinking water.

The Agency for Toxic Substances and Disease Registry (ATSDR) estimates that as many as one million military and civilian staff and their families who lived on, worked at, or were in utero at the base, may have been exposed to the contaminated drinking water.

Injuries include:

Various cancers;

Neurological effects;


Renal toxicity;

Hepatic steatosis;

Blood cell conditions;

Bone marrow conditions;

Female infertility;

Birth defects; and,


Warnings about potential contamination of Camp Lejeune’s waters supply first surfaced in 1980. Water sample tests revealed contamination with the following chemicals:

Tetrachloroethylene (PCE): Also called perchloroethylene (PERC), this is a liquid solvent primarily used in dry cleaning operations, textile processing, and metal manufacturing.

Trichloroethylene (TCE): Often used as a solvent to remove grease from metal parts, but also as an ingredient in adhesives, paint removers, and spot removers.

Benzene: Used in a variety of industries, as a constituent in motor fuels, and in the manufacture of detergents, explosives, pharmaceuticals, and dyestuffs.

Vinyl chloride: A manufactured substance that can be formed when other chemicals like TCE and PCE are broken down

If you or a loved one has potentially been exposed to water contamination while on the military base between August 1, 1953, and December 31, 1987, and has suffered any of the above-mentioned injuries, contact us immediately for a free consultation.


Our firm understands the repercussions of a serious accident. If you are injured due to another party’s negligence, you should not have to fight the uphill battle for compensation on your own. When you hire Ferrell & Brown, you are hiring a devoted, caring, and aggressive team who will tenaciously fight for you. If you or someone you know was injured in a wreck and wishes to schedule a consultation, please do not hesitate to contact Ferrell & Brown.

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Who Are We.

Ferrell & Brown, PLLC is a law firm founded by Joshua S. Ferrell and Nathan D. Brown, which serves clients through West Virginia, Kentucky, Virginia, and Tennessee.

Our dedicated law team stands out for its unwavering commitment to delivering exceptional legal services. With a deep-seated passion for the pursuit of justice, our attorneys bring forth a wealth of expertise and a tireless work ethic to every case. We prioritize understanding our clients' unique needs and concerns, fostering a collaborative relationship built on trust and open communication.

Welcome to Ferrell & Brown, PLLC, where senior cases meet seasoned attorneys. Our legal professionals bring decades of experience, offering unparalleled services.




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